Match Borrower Scenarios to the Right Loan Products, INSTANTLY.

D3 Does It Differently (& just better)

  • Up to $4M Primary Residence, $3.5M Investment Properties​
  • Up to 85% LTV Investment Purchase (DSCR ≥1)​
  • $75K Minimum Loan Amount DSCR​
  • No Ratio Investor DSCR
  • 600 Min FICO on Primary, 620 Min FICO on Investment​
  • DSCR <1.00 Options Available​
  • Non-Permanent Resident Aliens & ITIN Borrowers Accepted​​
  • No Reserve Requirements For Some Programs
  • Up to 90% LTV Bank Statement, $1.5M Max Loan Amount ​
  • 85% Cash-Out Primary, 80% Cash-Out Investment DSCR Options​
  • INTEREST ONLY: Up to 80% LTV (40YR & 30YR) Primary & 2nd​
  • HELoan: 90% CLTV for Primary Residences​
  • $1M Cash-In-Hand C/O
  • Minimal Seasoning - 6 Months of Ownership (HeLoan DSCR) ​
  • No Sneaky Overlays or Hidden Conditions​
  • Asset Depletion/Utilization Options, P&L Options, AND MORE!

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Defy Mortgage, LLC, dba Defy TPO and dba D3 TPO is licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212.  Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, dba Defy TPO and dba D3 TPO loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states. Equal Housing Lender.

B2B Website Notice: This is a business-to-business ONLY website intended to provide helpful information to other businesses it interacts with and is NOT to be utilized by consumers. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Please contact us directly for fees, terms and restrictions.