NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

 

USE OF INFORMATION AND MATERIALS 

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Defy Mortgage, LLC, dba Defy TPO and dba D3 website and systems including but not limited to unauthorized entry into Defy Mortgage, LLC, dba Defy TPO and dba D3’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Defy Mortgage, LLC, dba Defy TPO and dba D3.

 

 

USER ACCOUNTS

 

If you are requesting access to information about Defy Mortgage, LLC dba Defy TPO and dba D3 or your personal information held and/or used by Defy Mortgage, LLC, dba Defy TPO and dba D3 on behalf of yourself only, this agreement is between Defy Mortgage, LLC, dba Defy TPO and dba D3 and you, personally.

 

If you are requesting access on behalf of your employer, as an independent contractor on behalf of your contracting principal, or as an agent for any entity, this agreement is between Defy Mortgage, LLC, dba Defy TPO and dba D3, you personally, and your company. In that case, “you” means you and your company, unless the context requires otherwise. By requesting access as contemplated herein, you represent and warrant that you are duly authorized to represent your company and execute this Agreement on its behalf.

 

In order to establish a Defy Mortgage, LLC, dba Defy TPO and dba D3 account or to gain access to some features, products and/or services offered by Defy Mortgage, LLC dba Defy TPO and dba D3, you will have to create a login account. When creating your login account, you represent and warrant to us that the information you provide is accurate and complete in all respects. All registrations must be made by you, personally. Accounts registered by “bots” or other automated methods are not permitted under any circumstances. You may never use another’s login account without permission, and may not permit anyone else to use your login account. Single login accounts shared by multiple persons are not permitted under any circumstances.

 

You agree that you will be solely responsible for all activity that occurs on your account, whether or not authorized by you. Accordingly, it is extremely important that you engage in activity consistent with all laws, including, but not limited to, anti-spam and data privacy laws and regulations. Further, you are obligated to keep your password secure and you agree to notify us immediately in the event you become aware of, or suspect, any breach of security or unauthorized use of your account.

 

 

TELEPHONE CONSENT CONTRACT & RECORDING

 

By providing us with a telephone number for a mobile device, including a number that you later convert to a mobile device number, you are expressly consenting to receiving communications—including but not limited to prerecorded or artificial voice message calls, text messages, and calls or text messages made by an automatic telephone dialing system, and any other method of communication permitted by law—from us and our affiliates and agents at that number, about any product or services offered by Defy Mortgage, LLC, dba Defy TPO and dba D3. This express consent applies to each such telephone number that you provide to us now or in the future. Calls and messages may incur access fees from your mobile services provider. Your express consent applies to communications from us to a landline as well as a mobile, wireless, or similar device, even if you are charged fees by your service provider for the communications.

 

You understand that you need not provide this consent as a condition of obtaining goods or services from Defy Mortgage, LLC, dba Defy TPO and dba D3 and that you may decline to provide or revoke your consent at any time by emailing hello@defytpo.com and as set forth in our Privacy Policy.

 

By providing us with a telephone number, you agree that Defy Mortgage, LLC, dba Defy TPO and dba D3 may record any telephone conversation with you (or any another individual) during any telephone call to or from that number for training purposes, whether or not the call was initiated by you, and whether or not Defy Mortgage, LLC, dba Defy TPO and dba D3 disclosed the fact that the call was recorded during the call.

 

 

OTHER WEBSITES

 

Deft Mortgage, LLC, dba Defy TPO and dba D3 is not responsible for any hyperlinks to other non-Defy Mortgage, LLC websites. Any such hyperlinks are solely provided for your convenience and your use thereof is AT YOUR OWN RISK.  By using this website you acknowledge and agree that Defy Mortgage, LLC, dba Defy TPO and dba D3 is not liable to you or any other person for any damages or claims that might result from your use of such hyperlinks or any content made available from such non-Defy Mortgage, LLC sources.

 

 

NO WARRANTY

 

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE”.

 

Defy Mortgage, LLC, dba Defy TPO and dba D3 DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NONINFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

 

 

LIMITATION OF LIABILITY

 

IN NO EVENT WILL Defy Mortgage, LLC, dba Defy TPO and dba D3 BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY,OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF Defy Mortgage, LLC, dba Defy TPO and dba D3 OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

 

 

SUBMISSIONS

All information submitted to Defy Mortgage, LLC, dba Defy TPO and dba D3 via this site shall be deemed and remain the property of Defy Mortgage, LLC, dba Defy TPO and dba D3 and Defy Mortgage, LLC, dba Defy TPO and dba D3 shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Defy Mortgage, LLC, dba Defy TPO and dba D3 through this site.

Defy Mortgage, LLC, dba Defy TPO and dba D3 shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Defy Mortgage, LLC, dba Defy TPO and dba D3 entity having the direct customer relationship or as otherwise specifically agreed or required by law.

 

 

AVAILABILITY

THIS SITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY Defy Mortgage, LLC, dba Defy TPO and dba D3 TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION, PRODUCTS AND SERVICES IS PROHIBITED BY LAW.

 

THIS WEBSITE IS A BUSINESS-TO-BUSINESS ONLY WEBSITE INTENDED TO PROVIDE HELPFUL INFORMATION TO OTHER BUSINESSES. THIS WEBSITE IS NOT INTENDED FOR CONSUMER USE NOR SHOULD IT BE UTILIZED BY CONSUMERS.

 

 

ADDITIONAL TERMS

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Defy Mortgage, LLC, dba Defy TPO and dba D3 is licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, dba Defy TPO and dba D3 loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states. This is a business-to-business ONLY website intended to provide helpful information to other businesses it interacts with and is NOT to be utilized by consumers. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Please contact us directly for fees, terms and restrictions.